FREE 30 MINUTE CONSULTATION
Apply for Your 'Consumer Proposal' to Become Debt-Free in Canada
Stop worrying about your next credit card payment or collection call. ​
In 30 minutes, we will review if a Consumer Proposal is the best option to reduce your debts and become debt-free.​ ​
We can help
Stop all interest on your debts
Reduce your debts
One monthly payment for all debts
Reduce your financial stress
Confidential and No Obligation
99% Success Rate​
No Upfront Fees
Government approved
TESIMONIALS
DEBTS WE CAN HELP
Credit Cards
Bank Loans
Student Loans
Payday Loans
Tax debt
Garnishments
Reduce Debts with
One Monthly Payment
Are you overwhelmed with your debts?
Does it feel like your debts are never being reduced?
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We can reduce your debts, and you only have to make one monthly payment!
Immediately Stop
Collection Calls & Letters
Say goodbye to the stress of collection calls and letters. We can immediately stop all creditors from contacting you.
Get Relief From Financial Stress
Get the relief you need now. Stop worrying about managing multiple debt payments, high-interest rates. Keep more of your money.
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We can stop all interest on your debts and negotiate a reduction of your debts.
HOW TO GET STARTED
Fill out our Form
Fill out our form and we will contact you to schedule a FREE CONSULTATION
Free Consultation
We will review your financial situation and explore your options
Get Started
If you decide to proceed, we will guide you through all all the steps to get your debts reduced
SUCESS STORIES
Susan A. reduced her credit card, lines of credit and payday loan debts from $50,000 to $15,000!
Chris S. reduced his tax debts from $174,000 to $60,000!
Emily C. reduced their credit card and student loan debts from $28,000 to $8,000!
HAVE MORE QUESTIONS?
Will I qualify for a Consumer Proposal? To be eligible to file a Consumer Proposal you must be insolvent (i.e. unable to pay your debts as they become due), have a total debt load of less than $250,000 (excluding the mortgage on your principal residence) and have a stable source of income. If you are currently having difficulty meeting your debt repayments, a Consumer Proposal may be better solution than some other options, such as a debt consolidation or credit counselling.
What happens if I can't keep up with payments? If you miss a payment one month your consumer proposal will still be active, you just can't fall behind three months of payments. You can always make up for missed payments later with no penalties. If something more drastic were to happen like losing your job, there is an option to amend the proposal to lower the payments to your creditors.
How is a Consumer Proposal different than Debt Consolidation? In a debt consolidation multiple debts get merged into one loan with hopefully a lower interest rate. Consumer proposal also consolidates all your debts into one payment but can reduce the total amount of debt and has no interest.
Reducing Your Financial Stress
Litvack Group Inc. | Licensed Insolvency Trustee
Terms & Conditions