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STOP LOSING YOUR PAYCHEQUE TO WAGE GARNISHMENTS
Have your wages been garnished by your employer?
We can help get you back your full pay cheque!
What is Wage Garnishment?
Wage garnishment is when a creditor legally deducts a percentage of a debtor's wages to repay debts owed to a creditor. Your employer will withhold up to 20% from your paycheque to pay the creditor.
Why did my Wages get Garnished?
If you don't pay your creditors they can take legal action by applying for a garnishment order.
How can I Stop a Wage Garnishment?
Repay your debts in full
Use savings or obtain a loan to pay off​ creditor
Negotiate with your creditors
Contact creditor to work out another payment arrangement
Consumer Proposal or Bankruptcy
Will immediately put stay/freeze on any charges against you including garnishments
WAGE GARNISHMENT FAQs
How fast can my wage garnishment be stopped? Immediately! Once you file a consumer proposal or bankruptcy, the LIT will immediately notify your employer to stop garnishing your wages.
What happens to my wages that have already been garnished? Unfortunately, all wages that have been garnished will stay with the creditor who filed the garnishment.
Can I be garnished if I'm self-employed? While it is more difficult for creditors to garnish wages if you are self-employed they can still try to your garnish your bank account.
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