Website Terms and Conditions of Use

 

 

Terms of Service for Litvack Group Inc.​

Effective Date: 07/29/2025

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Who We Are

Website: https://www.litvackgroup.ca
Mailing Address: 290 Caldari Rd #313, Concord, ON L4K 4J4
Phone: (647) 946-2077
Email: contact@litvackgroup.ca

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Message Frequency

Upon submitting the Request Consultation form and opting in to receive SMS messages, you will receive:

• A confirmation message acknowledging your request

• A reminder SMS two hours before your scheduled consultation

• A follow-up message if a consultation is missed

• Occasional service-related updates

If you opt-in for promotional messages, you may receive limited-time offers or updates no more than once per month.

Standard message and data rates may apply. Contact your wireless provider for plan details.

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Help and Support

Text HELP to (647) 946-2077 for support or email us at contact@litvackgroup.ca.

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Opt-Out Option

You may opt out of SMS communications at any time by replying STOP to any message. Upon confirmation, you will no longer receive SMS messages from us. To opt back in, complete the sign-up process again.

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Use of Services

Litvack Group Inc. provides Licensed Insolvency Trustee services including—but not limited to—consumer proposals, personal bankruptcy, and financial counselling.

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To use our services, you must be at least 18 years of age or the age of majority in your jurisdiction. You also agree to comply with all applicable federal, provincial, and local laws in Canada.

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Appointments

Consultations can be booked online, by phone, or in person. Please arrive on time. Late arrivals may result in rescheduling or reduced session time.

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Cancellation and Rescheduling

We ask for 24 hours’ notice if you need to cancel or reschedule your appointment.

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Payment Policy

All consultations are subject to the terms outlined during your booking. While many services are no-cost or regulated under the Bankruptcy and Insolvency Act, any payment due will be discussed and confirmed in advance.

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Refunds

As a federally regulated service provider, Litvack Group Inc. does not generally issue refunds. If you have concerns about the services provided, please contact us at contact@litvackgroup.ca within 24 hours of your consultation.

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Intellectual Property Rights

All website content—including text, graphics, logos, and branding—is the property of Litvack Group Inc. and may not be used or reproduced without express written permission.

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Disclaimer of Warranties and Limitation of Liability

Litvack Group Inc. provides services as a Licensed Insolvency Trustee under federal regulation. While we strive for accuracy and high-quality service, all information is provided “as-is” without warranties. You agree to use our services at your own discretion and risk.

 

Indemnification

You agree to indemnify and hold harmless Litvack Group Inc., its officers, directors, employees, and agents from any claims or damages resulting from your use of our website or services, or any breach of these terms.

 

Governing Law

These Terms of Service are governed by the laws of Canada and the Province of Ontario, without regard to conflict of laws principles.

 

Changes to These Terms

We reserve the right to update or modify these Terms at any time. Updates will be posted to our website, and continued use of our services constitutes your acceptance of any changes.

 

Contact Information

For questions about these Terms of Service, contact us at:

📧 contact@litvackgroup.ca
📞 (647) 946-2077