Middle-income Canadians have been under increasing financial pressure due to a combination of economic factors. These pressures are making it difficult for many individuals to keep up with living expenses and manage rising debt levels effectively.

Once a consumer proposal is filed, the creditors are given a period to respond and vote on whether they accept the proposal. If they reject the proposal, the situation becomes more complex, but that doesn’t mean all is lost. At the Litvack Group, we’re here to help you regain control of your finances and work towards a brighter financial future.

Online gambling has been growing at an alarming rate in Canada, especially with the legalization of sports betting and the availability of various gambling apps. These platforms have made gambling more accessible than ever before, causing an increase in gambling debt across Ontario.

Can you file a consumer proposal more than once in Canada? The short answer is yes, but there are important factors to consider. This article explains how consumer proposals work, what happens if you need to file again, eligibility requirements, and alternative debt relief options to help you make informed financial decisions.

Worried about losing your tax refund if you file a consumer proposal in Ontario? Learn how CRA set-off rules work and when refunds may or may not be affected.

Worried about losing your tax refund if you file a consumer proposal in Ontario? Learn how CRA set-off rules work and when refunds may or may not be affected.