Meeting of creditors is part of the consumer proposal process to allow creditors request information and negotiate the terms of proposal

A consumer proposal could be cancelled in a number of ways, including withdrawn by debtor, rejected by creditors, deemed annulment or court

Certificate of Full Performance means you have completed all responsibilities in a consumer proposal

Find out what happens if your consumer proposal becomes deemed annulled and the options available.

Find out about the role of the Consumer Proposal Administrator and how they work with debtors and creditors.

Do I have to include all my creditors in a consumer proposal or can I pick and choose?