Debt pressure remains high across Ontario in 2026 as rising living costs and expensive borrowing make it harder for many Canadians to keep up financially. This guide explains why debt problems are increasing, what happens when payments are missed, and what options may be available under Canadian insolvency law.

Middle-income Canadians have been under increasing financial pressure due to a combination of economic factors. These pressures are making it difficult for many individuals to keep up with living expenses and manage rising debt levels effectively.

Online gambling has been growing at an alarming rate in Canada, especially with the legalization of sports betting and the availability of various gambling apps. These platforms have made gambling more accessible than ever before, causing an increase in gambling debt across Ontario.

Student loan debt in Ontario remains a major financial pressure for many graduates despite interest-free policies. Learn how repayment works, what relief programs exist, and when professional help may be appropriate.

Comprehensive Consumer Proposal Guide. Learn How to Regain Control of Your Finances. Act Now and Say Goodbye to Debt!

A consumer proposal can help you get the relief you need from your debts. Find out if now the right time to file one!

If you can’t close on your pre-construction condo or house, don’t panic—there are practical solutions

Filing for bankruptcy in Canada? Wondering how it affects your spouse? Learn how joint debts, assets, and credit scores are impacted.

Licensed Insolvency Trustee (LIT) is a federally regulated professional in Canada authorized to assist individuals and businesses in resolv

Struggling with collection calls in Canada? Learn how to protect your rights, stop unwanted calls, and find debt relief options in this help

Find out if filing a consumer proposal can have an effect on your current or future employment

Wondering if debt consolidation or a consumer proposal is the best option for you? Find out which option will help you become debt-free

Do you have joint debts with your partner? Find out if you could file a joint consumer proposal instead of an individual consumer proposal

You may want to reduce your car debt because you are having trouble making monthly payments or want pay off the loan early.